Common Cents Financial Services 
A common sense approach to your finances

About Us

Cecelia Smith-Budd (Owner) and her associates have  substantial backgrounds in finance.  Her experience includes being a full-charge bookkeeper for over fifteen years, 10 years investment experience with a Wall Street firm where she was  licensed for Series 7 and 63 (Broker), and Series 24 (Mutual Funds).  She was certified in 1991 by H&R Block for Individual and Small Business tax preparation.

Call or E-mail Us Today!
240-432-4031- Phone
240-266-0688- Fax


Our professionalism and expertise will help save you time and money. We'll work with you to develop the best bookkeeping  strategy for your company, no matter how large or small. We're here to answer your questions anytime. 

Why Outsource Bookkeeping?

Bookkeeping is a time consuming and tedious but essential task for businesses. Moreover, it can be quite expensive as it entails accountants' salaries -- very likely substantial -- and benefits over and above the cost of training them. Though hiring a proper staff for bookkeeping may fit the budget of many small business ventures, often, after the expense on training accountants in bookkeeping, in due course, companies find that they can not afford to hire these accountants permanently.

To conserve the budget for in-house bookkeeping, a company may opt for outsourcing bookkeeping work - a portion of it or its entirety. Savings on the cost of training and retaining an in-house bookkeeping staff translates into lower capital expenditure. Additionally, shifting some of your workload to others saves you time and allows you to perform efficiently in other areas of your business. Therefore, outsourcing bookkeeping saves time and money. Time and money saved can be utilized for strengthening core sectors of the business and expansion, both of which increase profit.

Cecelia Smith-Budd